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Thousands of homes across the country have been devastated by floods over the past 2 weeks and thinking about HIPs I have realised that homeowners wanting to check if their property is at risk will get no help from the Environment Agency.
The Environment agency's website promises anyone who inputs their postcode a chance to see whether their home is at risk of flooding. But users will find the site lacks crucial details. For example, it fails to show the location of a home in relation to the area at risk of flooding.
Home information packs - which must be supplied to potential purchasers of all houses of four bedrooms and over from August 1st 2007 will offer no information on flood risks, despite requests during the consultation period that they should.
According to Guardian the best and most detailed maps of flood risks are held by insurers Norwich Union and More Than. They use sophisticated floodplain charts that can assess on a house-by-house basis if the property is at risk. The problem is that this information is kept in-house for "commercial reasons".
That of course is not true and we can reveal that environmental reports from both Groundsure and Landmark will tell you if your home is at risk of flooding.
There is a website called whatismyfloodrisk.co.uk (Floodsearch UK Ltd) which can provide you with a flood report but of course they want £15 for the privilege
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